Frequently Asked Questions

Is Bankse a Bank or NBFC and How do Bankse help me?

Bankse is a premier digital marketplace which helps you compare products, such as loans, insurance plans, and credit cards , offered by leading banks & NBFCs. We simplify fine print and inform you about the eligibility criteria, repayment options, types of interest rates, and other parameters.

After I submit my application on BankSe, what’s next?

Once you submit the application form, your application will be matched with the best financial institution based on your credit profile and will be securely sent to them.

What is a credit score?

It is a report based on your performance on loans. Banks & NBFC use this information to assess your loan applications and it is one of the primary criteria for assessing your loan application. You can get a FREE credit report on the BankSe app & website.

How my information is treated and is it secure?

All your personal information is fully secured and strong measures are adopted to ensure its security.

What is an EMI and how to calculate it?

The full form of EMI is equated monthly instalment. It is the amount of money that is paid back to the lender on a monthly basis. The EMI is always paid up to the bank or lender on a fixed date each month until the total amount due is paid up during the tenure. You can calculate your EMI for FREE on the BankSe app and website EMI Calculator.